B
ProAssurance Amer Mutl A RRG
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (6.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair profitability index (4.4) with operating losses during 2021. Fair overall results on stability tests (4.6) including.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.0) that can protect against increases in claims costs.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Med mal (100.0%)
Licensed in: DC
Principal Investments: Investment grade bonds (78.7%), other (21.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
ProAssurance Corporation
Investment Rating
--
Company Address
100 Brookwood Place
Birmingham, AL 35209
Phone Number
(205) 877-4400
NAIC Number
15647
Largest Affiliates
B
Birmingham, AL - P&C
B
San Francisco, CA - P&C
B
Franklin, TN - P&C
C
Lancaster, PA - P&C
C
Birmingham, AL - P&C