FBAlliance Ins Co
Major Rating Factors:
Weak profitability index (1.0 on a scale of 0 to 10) with operating losses during each of the last five years. Weak overall results on stability tests (1.3) including weak results on operational trends, weak risk adjusted capital in prior years and negative cash flow from operations for 2025. Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2023.
Other Rating Factors:
Ample reserve history (7.0) that can protect against increases in claims costs. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
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Licensed in:
GA, IL, KY, MI, MT, SC, TX, WY
Principal Investments:
Common stock (53.5%), investment grade bonds (23.8%), cash (22.6%), other (0.2%)
Corporate Info
Group Affiliation
FBP 2015 Holding Co
Investment Rating
--
Company Address
1501 East Woodfield Road
Schaumburg, IL 60173
Schaumburg, IL 60173
Phone Number
(804) 432-4328
NAIC Number
15826
Website
Largest Affiliates