C
American Risk Mgmt RRG Inc
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Capital
Net
Premiums
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Major Rating Factors: Weak overall results on stability tests (2.1 on a scale of 0 to 10) including weak risk diversification. The largest net exposure for one risk is high at 3.7% of capital. History of adequate reserve strength (5.7) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2020.
Other Rating Factors: Excellent profitability index (7.9). Excellent liquidity (7.4) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: TN
Principal Investments: Cash (47.7%), investment grade bonds (40.0%), common stock (12.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
677 King Street
Charleston, SC 29403
Phone Number
(843) 853-0446
NAIC Number
15853
Largest Affiliates
There are no affiliate to display.