Major Rating Factors:
Good overall results on stability tests (5.7 on a scale of 0 to 10) despite. Stability strengths include excellent operational trends and good risk diversification. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (9.3) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.8) with operating gains in each of the last five years. Excellent liquidity (8.1) with ample operational cash flow and liquid investments.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Farmowners (42.5%), homeowners (39.0%), fire (3.6%), other (14.9%)
Licensed in:
KS
Principal Investments:
Investment grade bonds (72.5%), common stock (17.6%), preferred stock (4.3%), cash (1.2%), real estate (0.1%), other (4.3%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
201 Brenneke Street
Bremen, KS 66412
Bremen, KS 66412
Phone Number
(800) 562-5712
NAIC Number
15881
Website
Largest Affiliates
No affiliate information available.