C
FBAlliance Ins Inc
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Weak overall results on stability tests (1.2 on a scale of 0 to 10) including excessive premium growth and weak results on operational trends. Fair reserve development (4.8) as reserves have generally been sufficient to cover claims. Fair profitability index (3.1) with operating losses during 2025.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: --
Licensed in: VA
Principal Investments: Investment grade bonds (84.7%), cash (15.3%)
Ratios
Premium to Surplus
--
Reserve to Surplus
--
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
--
Combined Ratio
--
Cash From Underwriting
Net Premium Growth
--
Investments in Affiliates
--
Corporate Info
Group Affiliation
FBP 2015 Holding Co
Investment Rating
--
Company Address
1501 East Woodfield Road
Schaumburg, IL 60173
Phone Number
(804) 432-4328
NAIC Number
15922
Largest Affiliates
D
Schaumburg, IL - P&C