Prospect Med Hldgs RRG Inc
Major Rating Factors:
Weak overall results on stability tests (0.8 on a scale of 0 to 10) including weak results on operational trends and fair risk adjusted capital in prior years. The largest net exposure for one risk is excessive at 22.2% of capital. Fair profitability index (3.4) with operating losses during 2025. Good long-term capitalization index (6.5) based on excellent current risk adjusted capital (severe loss scenarios) reflecting significant improvement over results in 2020.
Other Rating Factors:
Ample reserve history (7.0) that can protect against increases in claims costs. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
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Licensed in:
VT
Principal Investments:
Investment grade bonds (55.7%), common stock (25.3%), cash (8.7%), non investment grade bonds (6.9%), preferred stock (2.3%), other (1.1%)
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
100 Bank Street
Burlington, VT 05401
Burlington, VT 05401
Phone Number
(802) 658-9466
NAIC Number
15990
Website
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Largest Affiliates
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