B
KW Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Major Rating Factors: Fair profitability index (4.9 on a scale of 0 to 10) with operating losses during 2021 and 2023. Fair overall results on stability tests (3.6) including weak results on operational trends. The largest net exposure for one risk is high at 3.2% of capital. Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Homeowners (100.0%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (70.3%), common stock (15.1%), cash (11.1%), other (3.6%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
14851 North Scottsdale Road
Scottsdale, AZ 85254
Phone Number
(480) 676-1500
NAIC Number
16255
Largest Affiliates
There are no affiliate to display.