C
Amherst National Ins Co
Dallas,  TX
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.0 on a scale of 0 to 10) including weak results on operational trends and negative cash flow from operations for 2025. History of adequate reserve strength (5.4) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2024.
Other Rating Factors: Excellent profitability index (8.6). Superior liquidity (9.0) with ample operational cash flow and liquid investments.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Fin guar/surety (99.5%), other (0.5%)
Licensed in: All states
Principal Investments: Investment grade bonds (84.4%), cash (14.2%), other (1.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Jet Financial Corp
Investment Rating
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Company Address
14001 Dallas Pkwy
Dallas, TX 75240
Phone Number
(844) 378-6560
NAIC Number
16379
Largest Affiliates
C