Graph Ins Grp a RRG LLC
Major Rating Factors:
Poor long-term capitalization index (0.0 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios). A history of deficient reserves (1.6). Underreserving can have an adverse impact on capital and profits. Deficiencies in the two year reserve development occurred in three of the previous five years and ranged between 22.5% and 167,776.2%. Weak profitability index (0.5) with operating losses during 2023 and 2024.
Other Rating Factors:
Weak overall results on stability tests (0.0) including weak risk adjusted capital in prior years and weak results on operational trends. Excellent liquidity (8.0) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business:
Reinsurance (100.0%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (83.7%), cash (16.3%)
Ratios
Premium to Surplus
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Graph Ins Group a Risk Retention Group LLC
Investment Rating
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Company Address
27 Main Street
Burlington, VT 05401
Burlington, VT 05401
Phone Number
(802) 227-7730
NAIC Number
16415
Website
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Largest Affiliates