Future Care RRG Inc
Major Rating Factors:
A history of deficient reserves (2.9 on a scale of 0 to 10) that places pressure on both capital and profits. In 2025 and 2024 the two year reserve development was 38.5% and 40.2% deficient respectively. Fair overall results on stability tests (3.4) including excessive premium growth and weak risk adjusted capital in prior years. The largest net exposure for one risk is acceptable at 2.0% of capital. Fair long-term capitalization index (3.9) based on fair current risk adjusted capital (severe loss scenarios), although results have slipped from the good range over the last two years.
Other Rating Factors:
Excellent profitability index (7.7). Excellent liquidity (7.4) with ample operational cash flow and liquid investments.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Med mal (90.0%), other (10.0%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (76.1%), common stock (12.4%), cash (9.4%), preferred stock (1.2%), non investment grade bonds (0.1%), other (0.8%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
13109 Eastpoint Park Blvd
Louisville, KY 40223
Louisville, KY 40223
Phone Number
(941) 955-0793
NAIC Number
16661
Website
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