Motor Transport Mutl RRG Inc
Major Rating Factors:
Poor long-term capitalization index (0.8 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios). Weak overall results on stability tests (2.4) including weak risk adjusted capital in prior years, weak results on operational trends and excessive premium growth. The largest net exposure for one risk is high at 4.3% of capital. Fair reserve development (4.9) as the level of reserves has at times been insufficient to cover claims. In 2023 and 2025 the two year reserve development was 18.8% and 26.5% deficient respectively.
Other Rating Factors:
Excellent profitability index (9.0). Excellent liquidity (7.8) with ample operational cash flow and liquid investments.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
AL
Principal Investments:
Investment grade bonds (44.9%), cash (24.6%), other (30.6%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
445 Dexter Avenue
Montgomery, AL 36104
Montgomery, AL 36104
Phone Number
(941) 373-1113
NAIC Number
16700
Website
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