Clinician Assurance Inc A RRG
Major Rating Factors:
Fair long-term capitalization index (4.8 on a scale of 0 to 10) based on good current risk adjusted capital (moderate loss scenarios) reflecting improvement over results in 2022. Fair overall results on stability tests (4.8) including weak risk adjusted capital in prior years. The largest net exposure for one risk is excessive at 5.5% of capital. Good liquidity (6.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Ample reserve history (9.7) that helps to protect the company against sharp claims increases. Excellent profitability index (9.6). Excellent expense controls.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
Principal Lines of Business:
Med mal (100.0%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (64.0%), common stock (34.7%), cash (0.2%), other (1.1%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
159 Bank Street
Burlington, VT 05401
Burlington, VT 05401
Phone Number
(802) 860-1958
NAIC Number
16851
Website
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Largest Affiliates
No affiliate information available.