D
Skyraider RRG
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (1.3 on a scale of 0 to 10) including weak results on operational trends and weak risk diversification. Fair reserve development (3.9) as reserves have generally been sufficient to cover claims. Fair profitability index (4.8) with operating losses during 2020. Return on equity has been low, averaging 3.5% over the past five years.
Other Rating Factors: Strong long-term capitalization index (8.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: SC
Principal Investments: --
Ratios
Premium to Surplus
Reserve to Surplus
--
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
100 Brigade Street
Charleston, SC 29403
Phone Number
(802) 864-5599
NAIC Number
16863
Website
--
Largest Affiliates
No affiliate information available.