Major Rating Factors:
Fair profitability index (4.7 on a scale of 0 to 10) with operating losses during 2021, 2022, 2023 and 2024. Good overall results on stability tests (5.8) despite. The largest net exposure for one risk is high at 3.7% of capital. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.1) that helps to protect the company against sharp claims increases. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (11.1%), fire (9.2%), homeowners (5.7%), fin guar/surety (1.4%), work comp (1.3%), other (71.4%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (43.2%), common stock (41.0%), cash (13.1%), other (2.7%)
Corporate Info
Group Affiliation
M-One Capital Management LLC
Investment Rating
--
Company Address
6031 Connection Drive
Irving, TX 75039
Irving, TX 75039
Phone Number
(469) 357-9300
NAIC Number
16889
Website
Largest Affiliates