Loxdon Ins Co A RRG
Major Rating Factors:
Poor long-term capitalization index (0.1 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios). A history of deficient reserves (0.8) that places pressure on both capital and profits. Deficiencies in the two year reserve development occurred in three of the previous five years and ranged between 17.0% and 522.1%. Weak profitability index (0.7) with operating losses during 2021, 2023, 2024 and 2025.
Other Rating Factors:
Vulnerable liquidity (0.0) as a spike in claims may stretch capacity. Weak overall results on stability tests (0.8) including weak results on operational trends, weak risk diversification and negative cash flow from operations for 2025.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
E - Lack of operating experience.
F - Negative cash flow.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
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Licensed in:
AL
Principal Investments:
Cash (100.0%)
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
420 North 20th Street
Birmingham, AL 35203
Birmingham, AL 35203
Phone Number
(440) 264-9992
NAIC Number
16921
Website
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Largest Affiliates
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