E
LECOM Health RRG
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (0.0 on a scale of 0 to 10) including weak risk adjusted capital in prior years and lack of operational experience. The largest net exposure for one risk is excessive at 42.7% of capital. Poor long-term capitalization index (2.8) based on weak current risk adjusted capital (severe loss scenarios), although results have slipped from the fair range during the last year. Ample reserve history (7.9) that can protect against increases in claims costs.
Other Rating Factors: Excellent profitability index (9.6). Excellent expense controls. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk. E - Lack of operating experience. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (93.7%), other (6.3%)
Licensed in: SC
Principal Investments: Cash (93.8%), common stock (4.5%), investment grade bonds (1.8%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
2730 Sidney Street
Pittsburgh, PA 15203
Phone Number
(412) 992-2837
NAIC Number
16922
Website
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Largest Affiliates
There are no affiliate to display.