OShaughnahill Surety & Ins
Major Rating Factors:
Weak overall results on stability tests (2.1 on a scale of 0 to 10) including weak risk diversification, weak results on operational trends and negative cash flow from operations for 2025. Fair reserve development (3.9) as reserves have generally been sufficient to cover claims. Fair profitability index (3.0) with operating losses during 2021, 2024 and 2025.
Other Rating Factors:
Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (8.3) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fin guar/surety (100.0%)
Licensed in:
CT, FL, LA, MS, SC
Principal Investments:
Investment grade bonds (51.8%), cash (25.0%), other (23.2%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
428 South Congress Avenue
West Palm Beach, FL 33406
West Palm Beach, FL 33406
Phone Number
(800) 255-2245
NAIC Number
17007
Website
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