C
Hiscox Specialty Ins Co
ChicagoIL
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (4.9). Good overall results on stability tests (5.2) despite excessive premium growth and lack of operational experience. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. E - Lack of operating experience.
Principal Lines of Business: Reinsurance (100.0%)
Licensed in: (No states)
Principal Investments: Cash (89.7%), investment grade bonds (10.2%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Hiscox Ltd
Investment Rating
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Company Address
30 North Lasalle Street
Chicago, IL 60602
Phone Number
(312) 380-5555
NAIC Number
17269
Largest Affiliates
B
Chicago, IL - P&C