Juniata Mutual Ins Co
Major Rating Factors:
Fair profitability index (4.2 on a scale of 0 to 10) with operating losses during 2020, 2023, 2024 and the first three months of 2025. Return on equity has been low, averaging 1.6% over the past five years. Weak overall results on stability tests (2.6) including weak risk diversification. The largest net exposure for one risk is conservative at 1.4% of capital. Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent liquidity (8.2) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (41.7%), farmowners (16.9%), fire (16.5%), comm multi (13.2%), other (11.7%)
Licensed in:
PA
Principal Investments:
Common stock (39.7%), investment grade bonds (36.1%), cash (1.7%), real estate (0.8%), other (21.6%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
74 Church Street
McAlisterville, PA 17049
McAlisterville, PA 17049
Phone Number
(717) 463-2101
NAIC Number
17329
Website
Largest Affiliates
No affiliate information available.