Hadron Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Classification
Risk Adjusted
Capital Ratio #1
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Capital Ratio #2
Loss
Ratio
Ratio
Total
Assets
Assets
Capital
Net
Premiums
Premiums
Net
Income
Income
Major Rating Factors:
Weak profitability index (1.9 on a scale of 0 to 10) with operating losses during 2023, 2024 and 2025. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (3.4) including excessive premium growth, weak results on operational trends and lack of operational experience.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
E - Lack of operating experience.
G - Fast asset or premium growth.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fire (24.8%), comm multi (17.8%), homeowners (8.7%), personal/comm auto (0.6%), other (48.2%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (21.4%), cash (12.6%), other (66.0%)
Corporate Info
Group Affiliation
ACP Ins Management LLC
Investment Rating
--
Company Address
12600 Deerfield Pkwy
Alpharetta, GA 30004
Alpharetta, GA 30004
Phone Number
(888) 831-4742
NAIC Number
17534
Website
Largest Affiliates