AVLA US Ins Co
Major Rating Factors:
Weak profitability index (1.6 on a scale of 0 to 10) with operating losses during 2024 and 2025. Weak overall results on stability tests (2.5) including weak risk diversification, negative cash flow from operations for 2025 and lack of operational experience. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Good long-term capitalization index (6.3) based on good current risk adjusted capital (severe and moderate loss scenarios), although results have slipped from the excellent range during the last year. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
E - Lack of operating experience.
F - Negative cash flow.
G - Fast asset or premium growth.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fin guar/surety (100.0%)
Licensed in:
TX
Principal Investments:
Cash (39.3%), other (60.7%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1790 Hughes Landing Blvd
The Woodlands, TX 77380
The Woodlands, TX 77380
Phone Number
(519) 366-0216
NAIC Number
17634
Website
Largest Affiliates
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