C
Agents Mutual Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Weak overall results on stability tests (2.3 on a scale of 0 to 10) including weak risk diversification. The largest net exposure for one risk is conservative at 1.5% of capital. History of adequate reserve strength (5.8) as reserves have been consistently at an acceptable level. Good overall profitability index (5.1).
Other Rating Factors: Strong long-term capitalization index (9.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2019. Excellent liquidity (8.2) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Homeowners (89.4%), fire (9.0%), other (1.6%)
Licensed in: AR
Principal Investments: Cash (48.2%), investment grade bonds (37.7%), common stock (14.1%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
7000 Jefferson Parkway
White Hall, AR 71602
Phone Number
(870) 535-2840
NAIC Number
18236
Largest Affiliates
No affiliate information available.