B
WILSON MUTUAL INS CO
Rating Date
December 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good liquidity (6.7 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair overall results on stability tests (4.0) including weak results on operational trends and negative cash flow from operations for 2022.
Other Rating Factors: Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent profitability (8.4) despite modest operating losses during 2020.
Stability Factors: F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Homeowners (43.5%), personal/comm auto (40.9%), fire (4.0%), farmowners (2.4%), other (9.2%)
Licensed in: MN, OH, WI
Principal Investments: Investment grade bonds (79.0%), common stock (14.4%), cash (0.6%), other (6.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Motorists Insurance Group
Investment Rating
--
Company Address
471 East Broad Street
COLUMBUS, OH 43215
Phone Number
(414) 369-5033
NAIC Number
19950
Largest Affiliates
B
CHARLESTON, WV - P&C
B
COLUMBUS, OH - P&C
B
Columbus, OH - L&A
B
CHARLESTON, WV - P&C
Weiss Ratings