Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.8) including excessive premium growth. Strengths include potentially strong support from affiliation with American Family Ins Group. Good overall profitability index (5.2). Excellent expense controls.
Other Rating Factors:
Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Homeowners (99.6%), other (0.4%)
Licensed in:
AZ, CO, KS, MA, MO, ND, NE, NM, NV, OK, SD, TX, UT, WI, WY
Principal Investments:
Investment grade bonds (94.4%), other (5.6%)
Corporate Info
Group Affiliation
American Family Ins Group
Investment Rating
--
Company Address
290 Congress St.
Boston, MA 02210
Boston, MA 02210
Phone Number
(617) 832-1300
NAIC Number
20419
Website
Largest Affiliates