B
Illinois Farmers Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Strong long-term capitalization index (7.5 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent liquidity (7.6) with ample operational cash flow and liquid investments.
Other Rating Factors: Excellent overall results on stability tests (8.3). Stability strengths include excellent operational trends and excellent risk diversification. Fair profitability index (4.2) with operating losses during 2020, 2021, 2022 and 2023. Average return on equity over the last five years has been poor at -1.1%.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (70.1%), homeowners (23.7%), comm multi (2.6%), fire (1.1%), work comp (0.2%), fin guar/surety (0.1%), other (2.1%)
Licensed in: IL, IN, MN, WI
Principal Investments: Investment grade bonds (67.1%), common stock (31.9%), cash (1.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Farmers Ins Group of Companies
Investment Rating
--
Company Address
6301 Owensmouth Avenue
Woodland Hills, CA 91367
Phone Number
(818) 965-0433
NAIC Number
21679
Website
--
Largest Affiliates
C
Woodland Hills, CA - P&C
A
Woodland Hills, CA - P&C
A
Woodland Hills, CA - P&C
B
Caledonia, MI - P&C
B
Woodland Hills, CA - P&C