Major Rating Factors:
Good overall profitability index (5.1 on a scale of 0 to 10). Excellent expense controls. Good overall results on stability tests (6.0) despite excessive premium growth. Other stability subfactors include potentially strong support from affiliation with WCF Ins Co, good operational trends and excellent risk diversification. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
Principal Lines of Business:
Work comp (96.2%), other (3.8%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (98.2%), other (1.8%)
Corporate Info
Group Affiliation
WCF Ins Co
Investment Rating
--
Company Address
100 West Towne Ridge Parkway
Sandy, UT 84070
Sandy, UT 84070
Phone Number
(385) 743-3014
NAIC Number
21865
Website
Largest Affiliates