B
Granwest Ins Co
Seattle,  WA
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (6.1 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (8.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.0) that can protect against increases in claims costs.
Other Rating Factors: Excellent overall results on stability tests (7.3). Stability strengths include excellent operational trends and excellent risk diversification. Fair profitability index (4.9).
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (48.9%), homeowners (28.9%), farmowners (18.6%), fire (1.3%), other (2.4%)
Licensed in: CA, CO, ID, MT, NV, OR, WA, WY
Principal Investments: Investment grade bonds (66.9%), common stock (23.7%), cash (3.3%), real estate (1.8%), preferred stock (0.2%), other (4.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Granwest Mutual Holding Co
Investment Rating
--
Company Address
200 Cedar St
Seattle, WA 98121
Phone Number
(206) 448-4911
NAIC Number
22101
Largest Affiliates
B
Seattle, WA - P&C