Major Rating Factors:
Good liquidity (6.7 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.3) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (9.0). Excellent overall results on stability tests (8.8). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Work comp (27.5%), personal/comm auto (25.8%), comm multi (20.2%), homeowners (8.2%), fin guar/surety (2.5%), product liab. (1.6%), fire (1.6%), other (12.6%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (59.5%), common stock (8.1%), non investment grade bonds (5.3%), cash (0.1%), other (26.9%)
Corporate Info
Group Affiliation
The Hartford Ins Group Inc
Investment Rating
Company Address
One Hartford Plaza
Hartford, CT 06155
Hartford, CT 06155
Phone Number
(860) 547-5000
NAIC Number
22357
Website
Largest Affiliates