Major Rating Factors:
Good profitability index (4.9 on a scale of 0 to 10) with operating gains in each of the last five years. Return on equity has been low, averaging 3.6% over the past five years. Good overall results on stability tests (5.8) despite. Stability strengths include good operational trends and good risk diversification. Strong long-term capitalization index (8.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.2) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
NE
Principal Investments:
Common stock (66.5%), investment grade bonds (21.4%), non investment grade bonds (0.8%), other (11.3%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
132 South 13th Street
Lincoln, NE 68508
Lincoln, NE 68508
Phone Number
(402) 323-4215
NAIC Number
29769
Website
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Largest Affiliates
No affiliate information available.