Dorchester Ins Co
Major Rating Factors:
Fair overall results on stability tests (3.6 on a scale of 0 to 10) including weak results on operational trends and negative cash flow from operations for 2025. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.2) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.0). Excellent expense controls. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (77.0%), homeowners (23.0%)
Licensed in:
HI and VI
Principal Investments:
Investment grade bonds (85.7%), cash (10.5%), other (3.8%)
Corporate Info
Group Affiliation
Topa Equities Ltd
Investment Rating
--
Company Address
5180 Dronningens Gade
Saint Thomas, VI 00804
Saint Thomas, VI 00804
Phone Number
(340) 776-9063
NAIC Number
31461
Website
Largest Affiliates