C
Bankers Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (4.7 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good overall profitability index (6.4). Good overall results on stability tests (6.6) despite. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors: Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (8.2) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business: Comm multi (55.8%), fin guar/surety (18.3%), other (25.9%)
Licensed in: All states except RI
Principal Investments: Cash (38.4%), investment grade bonds (35.0%), common stock (24.7%), non investment grade bonds (0.3%), other (1.6%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Bankers Financial Corporation
Investment Rating
--
Company Address
299 1st Ave N
Saint Petersburg, FL 33701
Phone Number
(727) 823-4000
NAIC Number
33162
Largest Affiliates
C
Saint Petersburg, FL - P&C
C
Saint Petersburg, FL - P&C
C
Las Vegas, NV - P&C