Aegis Security Ins Co
Major Rating Factors:
A history of deficient reserves (2.2 on a scale of 0 to 10) that places pressure on both capital and profits. Deficiencies in the two year reserve development occurred in three of the previous five years and ranged between 24.2% and 37.0%. Weak profitability index (2.9) with operating losses during each of the last five years. Vulnerable liquidity (2.8) as a spike in claims may stretch capacity.
Other Rating Factors:
Fair long-term capitalization index (4.2) based on good current risk adjusted capital (severe loss scenarios) reflecting significant improvement over results in 2021. Good overall results on stability tests (5.3) despite weak risk adjusted capital in prior years and negative cash flow from operations for 2025. The largest net exposure for one risk is high at 4.5% of capital. Stability strengths include good operational trends and good risk diversification.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
F - Negative cash flow.
L - Past results on our liquidity tests.
Principal Lines of Business:
Homeowners (76.4%), personal/comm auto (12.1%), fin guar/surety (0.2%), other (11.3%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (82.1%), cash (11.3%), common stock (3.7%), preferred stock (1.3%), other (1.6%)
Corporate Info
Group Affiliation
LD Investments LLC
Investment Rating
--
Company Address
4431 North Front Street
Harrisburg, PA 17110
Harrisburg, PA 17110
Phone Number
(877) 640-1094
NAIC Number
33898
Website
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