A
Centennial Casualty Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
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Major Rating Factors: Strong long-term capitalization index (8.5 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (7.5) with operating gains in each of the last five years.
Other Rating Factors: Superior liquidity (9.1) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.3) despite. The largest net exposure for one risk is high at 3.1% of capital.
Stability Factors: R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (29.7%), personal/comm auto (5.3%), fin guar/surety (0.2%), other (64.8%)
Licensed in: AL, MS
Principal Investments: Common stock (80.1%), investment grade bonds (13.1%), cash (2.8%), real estate (0.5%), other (3.4%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
2200 Woodcrest Place
Birmingham, AL 35209
Phone Number
(205) 414-2600
NAIC Number
34568
Website
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Largest Affiliates
No affiliate information available.