A
Centennial Casualty Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
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Premiums
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Major Rating Factors: Strong long-term capitalization index (8.5 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (8.1).
Other Rating Factors: Excellent liquidity (7.6) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.2). Stability strengths include excellent operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.6% of capital.
Stability Factors: L - Past results on our liquidity tests. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Med mal (26.2%), personal/comm auto (7.2%), fin guar/surety (0.2%), other (66.5%)
Licensed in: AL, MS
Principal Investments: Common stock (79.6%), investment grade bonds (11.2%), cash (5.6%), real estate (0.4%), other (3.2%)
Ratios
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
2200 Woodcrest Place
Birmingham, AL 35209
Phone Number
(205) 414-2600
NAIC Number
34568
Website
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Largest Affiliates
There are no affiliate to display.