Major Rating Factors:
Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Ample reserve history (9.2) that helps to protect the company against sharp claims increases. Excellent profitability index (8.5) with operating gains in each of the last five years.
Other Rating Factors:
Excellent liquidity (8.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (8.3). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (32.9%), homeowners (27.7%), comm multi (17.1%), personal/comm auto (15.8%), product liab. (0.2%), fin guar/surety (0.1%), fire (0.1%), other (6.0%)
Licensed in:
All states except HI
Principal Investments:
Investment grade bonds (96.9%), non investment grade bonds (0.2%), other (2.9%)
Corporate Info
Group Affiliation
The Hartford Ins Group Inc
Investment Rating
Company Address
One Hartford Plaza
Hartford, CT 06155
Hartford, CT 06155
Phone Number
(860) 547-5000
NAIC Number
34690
Website
Largest Affiliates