C
Omni Indemnity Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.8 on a scale of 0 to 10) with operating losses during 2020, 2021, 2022 and 2023. Fair liquidity (3.5) as cash resources may not be adequate to cover a spike in claims. Fair overall results on stability tests (4.0) including.
Other Rating Factors: Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk. L - Past results on our liquidity tests. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: DE, GA, IL, MS, SC, VA
Principal Investments: Common stock (60.5%), investment grade bonds (32.5%), cash (0.6%), other (6.4%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
JC Comis Llc
Investment Rating
--
Company Address
300 Barr Harbor Drive
West Conshohocken, PA 19428
Phone Number
(610) 832-4940
NAIC Number
34940
Largest Affiliates
D
West Conshohocken, PA - P&C
D
West Conshohocken, PA - P&C
D
West Conshohocken, PA - P&C