B
Grte Co North America USA
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.7 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (4.3) with operating losses during 2025. Fair overall results on stability tests (3.5) including excessive premium growth and weak results on operational trends.
Other Rating Factors: Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk. G - Fast asset or premium growth. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Fin guar/surety (100.0%)
Licensed in: All states and PR
Principal Investments: Common stock (86.7%), investment grade bonds (9.9%), cash (3.4%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
Corporate Info
Group Affiliation
ACP Ins Management LLC
Investment Rating
--
Company Address
12600 Deerfield Pkwy
Alpharetta, GA 30004
Phone Number
(888) 831-4742
NAIC Number
36650
Largest Affiliates
C
Alpharetta, GA - P&C