Major Rating Factors:
Fair profitability index (4.8 on a scale of 0 to 10) with operating losses during 2023 and 2024. Fair overall results on stability tests (4.2) including. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fire (2.7%), other (97.3%)
Licensed in:
TX
Principal Investments:
Investment grade bonds (52.2%), common stock (24.4%), cash (2.2%), other (21.1%)
Corporate Info
Group Affiliation
RVOS Farm Mutual Ins Co
Investment Rating
--
Company Address
2301 South 37th Street
Temple, TX 76504
Temple, TX 76504
Phone Number
(254) 773-2181
NAIC Number
36943
Website
Largest Affiliates