Major Rating Factors:
Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (8.9). Excellent expense controls.
Other Rating Factors:
Excellent liquidity (7.4) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.2) despite. Stability strengths include good operational trends and good risk diversification.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except AK, AR, IA, IL, KS, KY, MI, MN, MS, ND, NE, NJ, NY, SD, VT, WV
Principal Investments:
Investment grade bonds (96.4%), cash (3.1%), other (0.5%)
Corporate Info
Group Affiliation
None
Investment Rating
Company Address
351 W Opportunity Way
Draper, UT 84020
Draper, UT 84020
Phone Number
(801) 262-9739
NAIC Number
37109
Website
Largest Affiliates
There are no affiliate to display.