A
Hartford Lloyds Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Superior liquidity (9.5) with ample operational cash flow and liquid investments.
Other Rating Factors: Excellent overall results on stability tests (7.3). Stability strengths include excellent operational trends and excellent risk diversification. Good overall profitability index (5.0).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company.
Principal Lines of Business: Comm multi (54.6%), work comp (22.1%), homeowners (15.1%), personal/comm auto (1.2%), fire (0.2%), other (6.8%)
Licensed in: TX
Principal Investments: Investment grade bonds (94.9%), other (5.1%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
The Hartford Ins Group Inc
Investment Rating
HIG
Company Address
One Hartford Plaza
Hartford, CT 06155
Phone Number
(860) 547-5000
NAIC Number
38253
Largest Affiliates
B
Hartford, CT - P&C
B
C
New York, NY - P&C
B
Hartford, CT - P&C