Major Rating Factors:
Good overall profitability index (5.0 on a scale of 0 to 10) despite operating losses during 2021. Good overall results on stability tests (5.6) despite. Stability strengths include good operational trends and good risk diversification. The largest net exposure for one risk is conservative at 1.1% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Ample reserve history (8.2) that helps to protect the company against sharp claims increases. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Other (100%)
Licensed in:
OK
Principal Investments:
Investment grade bonds (69.8%), common stock (23.3%), cash (2.1%), real estate (1.6%), other (3.1%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
3900 South Boulevard Street
Edmond, OK 73013
Edmond, OK 73013
Phone Number
(405) 471-5380
NAIC Number
39411
Website
Largest Affiliates
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