Atlantic Bonding Co
Major Rating Factors:
Fair profitability index (4.5 on a scale of 0 to 10) with operating losses during 2021, 2023, 2024 and 2025. Fair overall results on stability tests (3.1) including negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 9.6% of capital. Strong long-term capitalization index (7.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.1) that helps to protect the company against sharp claims increases. Superior liquidity (9.4) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
Principal Lines of Business:
Fin guar/surety (100.0%)
Licensed in:
MD
Principal Investments:
Common stock (91.3%), cash (3.2%), investment grade bonds (0.8%), other (4.7%)
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
Six Reservoir Circle
Pikesville, MD 21208
Pikesville, MD 21208
Phone Number
(410) 484-3100
NAIC Number
41114
Website
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Largest Affiliates
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