C
Traders Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (4.3 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair liquidity (4.4) as cash resources may not be adequate to cover a spike in claims. Good overall profitability index (6.6) despite operating losses during 2022.
Other Rating Factors: Good overall results on stability tests (6.2) despite. Stability strengths include good operational trends and good risk diversification. Strong long-term capitalization index (7.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2020.
Stability Factors:
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: AR, AZ, IA, IN, KS, KY, MO, NE, NM, OK, WI
Principal Investments: Investment grade bonds (72.9%), other (27.1%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
9300 Troost Avenue
Kansas City, MO 64131
Phone Number
(816) 822-1887
NAIC Number
42749
Largest Affiliates
There are no affiliate to display.