Major Rating Factors:
Good overall results on stability tests (5.0 on a scale of 0 to 10) despite. Stability strengths include excellent operational trends and good risk diversification. Strong long-term capitalization index (8.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.5) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.9) with operating gains in each of the last five years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (65.2%), common stock (23.3%), cash (6.9%), other (4.7%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
P.O. Box 134
Roseland, NJ 07068
Roseland, NJ 07068
Phone Number
(862) 286-3517
NAIC Number
44237
Website
Largest Affiliates
No affiliate information available.