C
University of MI Health Plan
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.3 on a scale of 0 to 10). Weak profitability index (0.9) with operating losses during 2020 and 2023. Weak quality investment portfolio (0.0).
Other Rating Factors: Excellent overall capitalization (7.3) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: MI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
418
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UM Health
Investment Rating
--
Company Address
1301 N. Hagadorn
East Lansing, MI 48823
Phone Number
(517) 364-8400
NAIC Number
95849
Largest Affiliates
E
East Lansing, MI - Health
D
East Lansing, MI - Health