C
University of MI Health Plan
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (1.5 on a scale of 0 to 10) due to a decline in earnings during 2022. Weak quality investment portfolio (0.0). Weak overall results on stability tests (1.2) based on a steep decline in capital during 2022.
Other Rating Factors: Good overall capitalization (5.8) based on good current risk-adjusted capital (severe loss scenario). Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: MI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
834
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UM Health
Investment Rating
--
Company Address
1301 N. Hagadorn Rd.
East Lansing, MI 48823
Phone Number
(517) 364-8400
NAIC Number
95849
Largest Affiliates
E
East Lansing, MI - Health
D
East Lansing, MI - Health