B
Geisinger Health Plan
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (6.2 on a scale of 0 to 10) with operating gains in each of the last five years. Good overall results on stability tests (6.6). Rating is influenced by the strong financial results of Geisinger Health System Foundation. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent capitalization index (7.4) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (8.0) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: NJ, PA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
917
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Geisinger Health System Foundation
Investment Rating
--
Company Address
100 North Academy Avenue
Danville, PA 17822
Phone Number
(570) 271-8777
NAIC Number
95923
Largest Affiliates
D
Danville, PA - Health
C
Danville, PA - Health