Major Rating Factors:
Excellent liquidity (6.9 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent profitability (10.0) with operating gains in each of the last five years. Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Excellent quality investment portfolio (8.4) containing small junk bond exposure. Excellent overall results on stability tests (8.5) based on consistent premium and capital growth in the last five years but a decline in enrollment during 2021. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated.
Principal Lines of Business:
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Licensed in:
AZ, DE, IA, IL, KS, KY, MA, MD, ME, MO, MS, NC, NE, NH, OH, OK, PA, RI, TN, VA, VT, WI
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
125 South 84th Street
Milwaukee, WI 53214
Milwaukee, WI 53214
Phone Number
(414) 443-4000
NAIC Number
95710
Website
Largest Affiliates
