CHA HMO Inc
Major Rating Factors:
Good overall profitability index (6.3 on a scale of 0 to 10) despite operating losses during 2017. Good quality investment portfolio (6.6) containing significant exposure to junk bonds. Good overall results on stability tests (5.0) in spite of consistent premium and capital growth in the last five years but rapid enrollment growth during the past five years. Rating is significantly influenced by the strong financial results of Humana Inc.
Other Rating Factors:
Good liquidity (6.2) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent capitalization index (8.2) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business:
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Licensed in:
AZ, CO, HI, IA, IL, IN, KS, KY, MO, NE, NM, SD, TX
Principal Enrollment Breakdown:
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