CHA HMO Inc
					
                    Major Rating Factors:
                     Excellent profitability (9.2 on a scale of 0 to 10) with operating gains in each of the last five years. Excellent overall capitalization (8.0) based on excellent current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent quality investment portfolio (7.6) containing small junk bond exposure.
                
            
                    Other Rating Factors:
                     Excellent overall results on stability tests (7.2) based on consistent premium and capital growth in the last five years but rapid enrollment growth during the past five years. Rating is significantly influenced by the excellent financial results of Humana Inc. Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.                        
                
            
                    Principal Lines of Business:
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                    Licensed in:
                    AZ, CO, HI, IA, IL, IN, KS, KY, MO, NE, NM, SD, TX
                
            
                    Principal Enrollment Breakdown:
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            Other Highlights
                Medical Loss Ratio
                    
                Medical Expense
                Per Member Per Month ($)
                    
                Provider Compensation ($000)
                Capitation Pay
                    
                Fee For Service
                    
                Contractual Pay
                    
                Salary
                    
                Bonus
                    
                Other
                    
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                Member Physicians
                    
                Enrollment
                    
                Total Patient Encounters
                Physician
                    
                Non-Physician
                    
                Corporate Info
    Group Affiliation
        Humana Inc
    Investment Rating
        
    Company Address
        
                
                     500 West Main Street 
Louisville, KY 40202
    Louisville, KY 40202
Phone Number
        (502) 580-1000
    NAIC Number
          95158
    Website
        
    Largest Affiliates