Major Rating Factors:
Fair capitalization index (4.8 on a scale of 0 to 10) based on fair current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Fair overall results on stability tests (4.0) in spite of healthy premium and capital growth during 2021 but an excessive 128% enrollment growth during the period. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent profitability (7.5) with operating gains in each of the last five years.
Principal Lines of Business:
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Licensed in:
CA
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
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Fee For Service
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Contractual Pay
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Salary
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Bonus
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Other
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Member Physicians
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Enrollment
Total Patient Encounters
Physician
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Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
Company Address
5701 Katella Avenue
Cypress, CA 90630
Cypress, CA 90630
Phone Number
(800) 357-0978
NAIC Number
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Website
Largest Affiliates
No affiliate information available.
