Major Rating Factors:
                     Weak profitability index (0.9 on a scale of 0 to 10) with 13.2 million in losses in the last two years. Average return on equity over the last five years has been poor at -1.9%. Weak capitalization index (0.1) based on weak current risk-adjusted capital (severe loss scenario). Fair quality investment portfolio (3.1) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks.
                
            
                    Other Rating Factors:
                     Fair overall results on stability tests (4.2) based on fair risk-adjusted capital in prior years. Potentially strong support from affiliation with Atrio Splitter Fund LP. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.                        
                
            
                    Principal Lines of Business:
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                    Licensed in:
                    LA, NV, OR, TN
                
            
                    Principal Enrollment Breakdown:
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            Other Highlights
                Medical Loss Ratio
                    
                Medical Expense
                Per Member Per Month ($)
                    
                Provider Compensation ($000)
                Capitation Pay
                    
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                Member Physicians
                    
                Enrollment
                    
                Total Patient Encounters
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                Non-Physician
                    
                Corporate Info
    Group Affiliation
        Atrio Splitter Fund LP
    Investment Rating
        
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    Company Address
        
                
                     550 Hawthorne Ave SE 
Salem, OR 97301
    Salem, OR 97301
Phone Number
        (541) 672-8620
    NAIC Number
          10123
    Website
        
    Largest Affiliates