C
Cmnty First Ins Plans
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with operating losses during 2021. Weak quality investment portfolio (0.9). Fair overall results on stability tests (2.9) based on excessive premium growth during 2023, an excessive 337% enrollment growth during the period. Rating is significantly influenced by the strong financial results of Bexar County Hospital District.
Other Rating Factors: Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (8.9) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
898
Provider Compensation ($000)
Capitation Pay
18
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
633
Corporate Info
Group Affiliation
Bexar County Hospital District
Investment Rating
--
Company Address
12238 Silicon Drive
San Antonio, TX 78249
Phone Number
(210) 227-2347
NAIC Number
11143
Largest Affiliates
B
San Antonio, TX - Health